Medical Benefits

Ancillary Benefits

ABD is among the nation's most respected and trusted insurance brokerage and employee benefits consulting firms.  We are an industry leader and innovator, with concentrated focus on the challenges and needs of municipalities and other public agencies.

Public-sector organizations have their own distinct operating environments, objectives, visions, values and risks.  By understanding the particular needs and goals of each organization, ABD is able to deliver strategic insurance and financial solutions to meet key public-sector challenges, such as...

• Rich benefit programs and initiatives coupled with budget constraints

• Overextended human resources staff

• Maintaining positive working relationships with collective bargaining groups

• Keeping up with and making sense of compliance issues and trends

• Accurate cost forecasting

ABD helps you simplify these complexities and develop comprehensive, competitive programs that minimize your total cost of risk.  How do we do this?

• Our comprehensive strategic analysis allows us to create effective three-to-five year plans that contribute to a stable operating environment

• Our aggressive cost control measures deliver immediate and long-term financial results

• We engage employees and bargaining groups through open communications, advocacy and ongoing education

• And finally, through training, technology and special services, we reduce the burden of plan administration and compliance on your Human Resources staff

For more than 30 years, ABD has delivered its unique blend of objective expert consulting, administrative support and proprietary programs to nearly 200 public entities in the Western United States.  We have met tough challenges and have applied our learnings to the continual improvement and extension of our skills and services for the public sector.